Expert Advice & Tips From The Pelorus Team
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Long-Term Care Funding: How To Help Your Clients Find The Money
Long-term care: It’s an unpredictable but likely expense that looms over many of our clients. Nearly 70 percent of our clients 65 and older will need some type of long-term care funding, according to the U.S. Department of Health & Human Services. And as life expectancy continues to increase, so […]
Market Trend: Private Equity Firms Are Buying Insurance Companies
Collectively, Americans own more than 160 million individual life insurance policies. And what may be unbeknownst to many policyholders is that private equity firms looking to transition out of low-yielding investments are buying up insurers and their policies at a dizzying pace. Typically, a life insurance company is privately held. […]
How To Discuss Long-Term Care Insurance Planning With Your Clients
As a financial advisor, much of your job consists of guiding clients through decision-making processes. Helping them navigate long-term care insurance planning is vital for securing their critical care options later in life. However, this can be a sensitive topic to approach. Long-term care is not always necessary, but planning […]
7 Questions to Ask Your Clients About Their Disability Planning
Dealing with potential disability is an important part of estate planning. Here are seven questions you should be asking your clients, and the approach to take. 1. How Will You Pay Bills If You’re Suddenly Disabled? Accidents can happen at any time, usually when you least expect them. If something […]
Tax Law Proposals That Could Impact Estate Planning
Congress remains in negotiations over the contents of the Build Back Better Act, the multi-trillion package for economic and infrastructure legislation that’s the cornerstone of President Joe Biden’s administration. The budget proposal features several proposed changes to the Internal Revenue Code. A few of them, if enacted, may impose sweeping […]
The Future Of Insurance: COVID’s Impact
Like much of the rest of the world, the COVID-19 pandemic forced the insurance industry to scramble to find new ways to provide service to customers while also ensuring the safety of employees. So what’s next for the future of insurance? Here are some of the fundamental changes we’re seeing […]
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