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Asset Based LTC Insurance

Put your clients’ assets to work using a life insurance policy or an annuity to provide them with long-term care benefits. Clients can use their asset based LTC insurance if they need it or leave the death benefit or accumulated value as part of their financial legacy. We offer a suite of asset based long-term care solutions.

Asset Based LTC Insurance

Benefits

An asset based LTC gives your client the peace of mind in knowing that if they ever need long-term care, there will be money to help cover the costs. It gives them two policies in one – one part that will pay out long-term care benefits if needed, and the other that will pay a death benefit.

How It Works

Example:

A 60-year-old nonsmoking woman in good health pays a $100,000 premium for a policy to provide up to six years of long-term care benefits.

If she never needs long-term care, the policy pays a $166,766 death benefit to her beneficiary. If she needs long-term care, the policy pays $500,298 for qualified long-term care expenses.

Her maximum available benefit is $83,383 a year for six years.

Let Pelorus Be Your Guide

Experienced Team

You’ll benefit from our team’s extensive knowledge in business and estate planning, and other markets.

Exceptional Service

We’re committed to providing personalized service with a quick turnaround so you can serve your clients well.

Expert Solutions

Our experienced team brings you underwriting expertise, advanced marketing, and smart estate, and business planning.

The Financial Advisor Toolbox

Quote Software

Forms & Applications

Save time and increase your placement ratio using iPipeline’s iGO e-App for your forms and applications.

Underwriting

Access underwriting information and packages via a secure login.

Contracting

Complete a contracting request via SureLC, our online contracting solution

Explore The Possibilities

Get a quote or speak with one of our team members to discuss your needs.

Asset Based LTC Insurance

Securities offered through The Leaders Group, Inc. Member FINRA / SIPC 26 W. Dry Creek Circle, Suite 800, Littleton CA 80120 303-797-9080. Pelorus Financial Group is not affiliated with The Leaders Group, Inc.

Contact

Physical address:
2210 Encinitas Blvd. Suite G-1
Encinitas, CA 92024

Mailing address:
P.O. Box 231130
Encinitas, CA 92023

(760) 230-5790

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